Shared savings goals

Save toward the things you both want

WeBudget turns saving into something you do together: set a shared goal, add contributions, and watch one progress bar fill from both sides.

In short

A shared savings goal is a target that more than one person saves toward. WeBudget is a shared savings tracker for iPhone: you set a goal and an amount, both partners contribute, and one progress bar shows how close you are — whether it is an emergency fund, a holiday or a home deposit.

Goals

Saving is easier when you can see it moving

A number in a separate account is easy to forget. A shared goal with a visible bar — and two people watching it — is much harder to abandon.

  • Set a goal name and target amount, such as “Emergency fund”.
  • Contribute from either partner; progress updates for both.
  • Track several plans at once — an emergency fund, a trip, a car.
  • See the total saved across all plans at a glance.
Start here

Three goals to set first

You do not need a dozen goals. Three cover almost everything a household needs to feel secure.

  • Emergency fund. Aim for three to six months of essential expenses. This is the goal that turns a surprise bill from a crisis into an inconvenience.
  • A near-term goal. A holiday, a laptop, a deposit on a car — something you both want that is reachable within a year.
  • A long-term goal. A home deposit or a bigger life milestone that you chip away at every month.

Make it automatic. Decide the monthly amount for each goal when you build the budget, so saving happens before the money is spent rather than after.

Questions

Frequently asked questions

How do shared savings goals work?
A shared savings goal is a target — an amount and a purpose — that more than one person contributes toward. In WeBudget you set the goal, add contributions, and see a single progress bar that grows from both partners.
What savings goals should a couple set?
Most couples start with three: an emergency fund of three to six months of expenses, a near-term goal such as a holiday or a car, and a long-term goal such as a home deposit. Naming each goal keeps saving purposeful.
Can we save for more than one thing at once?
Yes. WeBudget supports multiple saving plans, so you can fund an emergency fund and a holiday in parallel and see progress for each.
How much should we save each month?
A common starting target is 20% of income, in line with the savings portion of the 50/30/20 rule. If that is too much at first, start lower and raise it as the habit holds.
Do savings count against the budget?
Treat savings as its own category in the monthly budget. In WeBudget you can mark a transaction as included in savings, so money moved toward a goal is counted as saving rather than spending.
Start today

Stop guessing who paid for what.

Track shared spending, plan a monthly budget, and build savings together — all in one app both partners actually use.